LoanMivo.A LITTLE CLARITY. A BIG DIFFERENCE.
See the real cost. Explore your options. Find your way to paid off. Meet the loan calculator that sees the whole picture.
For Android · No account needed
SMALL EXTRA PAYMENTS
A little more now.A lot more freedom later.
Real app interface · Illustrative figures
BEYOND THE MONTHLY PAYMENT
A lower payment isn’t always a better loan. Understand what you’re signing up for, then make a plan that works for you.
01 / OFFER X-RAY
Decode flat rates, installments and fees into an estimated annual cost. Scan a quote on your phone or enter it yourself. See what the headline leaves out.
Example: $10,000 · 3 years · no fees
Different rate methods. A clearer comparison.
02 / PAYOFF LAB
Extra payments. A lump sum. A change in rate. Explore how a different plan could save interest, finish sooner or lower your payment.
Try the interactive example
03 / MY LOANS
Save scenarios, log actual payments and check your expected balance. Keep the next payment in sight with reminders and a home-screen widget.
From first estimate to final paymentTRY A LITTLE “WHAT IF”
Move the extra-payment slider and watch a possible path to paid off take shape.
Monthly payment
$401
Illustration only: a fixed rate, monthly reducing-balance loan with no fees or prepayment charges. Amounts are rounded for display. Actual lender terms may differ.
ONE APP. MORE POSSIBILITIES.
From your first car to your next home, bring the numbers into focus.
Solve for payment, amount, rate or term. See an amortization schedule and export it.
Go beyond principal and interest with taxes, insurance, PMI and HOA costs.
Compare payments, fees and estimated APR side by side. Up to 3 offers free, 6 with Pro.
Weigh a new rate against closing costs and see when a switch could pay off.
Explore a borrowing budget using your income, existing debts and assumptions.
Compare avalanche and snowball strategies. A Pro feature, with rewarded access where available.
LOCAL DETAILS MATTER
Money speaks more than one language. LoanMivo understands different repayment methods, regional compounding and local number formats.
Currency selection changes formatting; it does not convert exchange rates.YOUR NUMBERS. YOUR BUSINESS.
No sign-up. No bank login. Loan calculations and offer recognition happen on your device. Your loan inputs are not sent to us.
Read our privacy policyCore calculations work without an internet connection.
Ad privacy choices and optional usage analytics have separate controls in the app.
Ads never interrupt a calculation. The free app includes ads; purchases use Google Play, and Android backup may include saved scenarios.
No. LoanMivo is a calculator and planning tool. It does not offer loans, make credit decisions or connect you to lenders.
You can use the core calculators free with ads. Optional purchases include Remove Ads and Pro Lifetime; an annual Pro subscription may also be available. Current prices and included features appear in the app and Google Play before purchase.
Yes. Core calculations, saved scenarios and on-device offer recognition work offline once the required recognition components are available. Downloads, ads, purchases, restoration and optional online services need a connection.
A flat rate applies interest to the original principal, while a reducing-balance rate applies it to the remaining balance. Fees and payment timing also change the annual cost. LoanMivo helps you compare the assumptions; a lender’s legally required APR may use additional local rules.
Loan inputs, saved scenarios and payment records are kept in the app on your device. We do not operate a loan-data server. Android backup or device transfer can copy saved scenarios and preferences according to your device settings. Ads and optional analytics have separate data practices described in the privacy policy.
LoanMivo is currently available for Android through Google Play. The calculator on this website is a simplified illustration; the full toolkit is in the Android app.
YOUR NEXT CHAPTER STARTS WITH CLARITY
Put the whole picture in your pocket.
Get it on Google PlayAndroid · Free core tools · Optional in-app purchases